Wisconsin, including our community here in Madison, is home to one of the most expensive home insurance plans in the country. Wisconsin pays only $762, but it will cost $1,358 a year in 2021. The median value of a home is $140,187, according to the US Department of Housing and Urban Development (HUD) and the Wisconsin State Board of Insurance.
Based on the offers and history, tenants "insurance premiums in Madison range from $95.53 to $188.7, and 53792 is the most expensive postcode in Madison.
We also found that of the state's largest cities, only Sheboygan had the typical homeowner insurance costs, which are cheaper than the national average.
West Bend Mutual offers the five largest companies in Wisconsin, and of the companies we analyzed, West Bend provided the highest average insurance costs for homeowners in the state of Wisconsin and the second highest national average. If you're looking for more information on the cost of home insurance in Madison and other Wisconsin cities, take a look at the table below.
Although premiums are higher than average across Wisconsin, Nationwide offers generous discounts on home insurance bundled with auto or any other kind of property insurance.
For even more protection, you can add other insurance options to your homeowner's insurance, such as full replacement cover. Madison, WI homeowners can also bundle their home and car insurance to further reduce their home insurance premiums. For an additional layer of protection, Wisconsin residents can add flood protection to their policy with homeowner insurance. If you are sure that you have enough risk protection in your home, you need to understand how your homeowners "insurance deals with risk.
To help you have more confidence in your homeowner's insurance, we've compiled a list of the best Wisconsin home insurance policies that you can evaluate and compare. To help you find a good policy, join us on Facebook, Twitter, Google + and other social media platforms. Note: If you are a resident of Madison, WI and interested in our Best Wisconsin homeowner insurance policies, they will appear on the right side of this page.
The cost of home insurance depends on several factors: the city you live in, the size of your home, and the type of insurance you may be paying for. One way to cut your insurance costs is to think about bundling your home and car insurance with the same company. Homeowners "insurance rates may be higher or lower than the Wisconsin average, based on other factors described below, such as age, income, place of residence, age of the house and property, and the number of cars in your household.
Compare prices for similar policies with the same deductible and ask for the deductible for your home insurance and mutual car insurance. To obtain homeowner insurance in Wisconsin, contact your company and get an offer, or contact the company directly and enter your ZIP code to send the offer to you, which can be compared to Wisconsin Mutual Wisconsin Auto Insurance's homeowner offers.
If you want to purchase homeowner insurance from a company with local connections, Wisconsin Mutual is a provider you should consider. Wisconsin Mutual Insurance Company, based in Madison, has more than 30 years of insurance industry experience in Wisconsin and other states in the United States and Canada, and has recently expanded to Minnesota. Wisconsin Mutual writes personal and business insurance, including home and auto mutual insurance for homeowners and auto insurance. In addition to her written expertise in home and motor insurance, she also writes health, life, disability, health and disability insurance policies for both parties in Minnesota, Minnesota and Wisconsin.
We understand the needs of Madison residents - and work hard to find affordable home insurance for you without stepping into a corner. Our office ensures that the insurance industry responds responsibly and appropriately to the needs of all Wisconsin residents.
If you want to protect your homeowner's insurance in Madison, you can be sure that we can help you in the right way. If you have any questions about homeowner insurance, we will be happy to inform you about how to resolve them. You can talk to us by calling the number below or by visiting our self-service portal online.
Homeowners in Wisconsin can also contact the Wisconsin Homeowners Alliance, a nonprofit that advocates for and represents homeowners in the state. The Wisconsin Office of the Commissioner of Insurance has information for homeowners who want to protect their homes that you can view here.
The cheapest home insurance in Madison comes from Erie, which offers the lowest deductibles of any city in the state, with a $500 deductible, compared with $1,500 in Milwaukee and $2,000 in Green Bay. Madison, WI homeowners with no deductible over $500 pay the highest amount for home insurance, while Madison, WI homeowners with deductibles under $2,500 pay a lower amount for home insurance (see table below). Below is a list of the most expensive and cheapest insurance options for Madison homeowners that will help you start your search.